In California, however, Anthem Blue Cross and Blue Shield of California are two separate—and competing—health insurance companies with large networks. The key difference between them lies in the fact that Anthem Blue Cross is a for-profit carrier while Blue Shield is a non-profit organization.
Anthem Blue Cross is also bigger in terms of members to date, it has about 8. The company caters to the individual, small group, large group and senior markets, offering a full and diverse range of options that include dental, disability, vision and life coverage. As a non-profit entity, Blue Shield of California is big on ethical values and on giving back to the community. At times, it also provides wellness discounts and credits to members.
And as one of the independent members of the Blue Shield Association, the organization has access to the Blue Shield HMO and PPO network, allowing it to offer affordable prices to those from the small group, Medicare supplement and individual markets. They have found their way into homes and offices throughout the United States. Difference Between Similar Terms and Objects. MLA 8 Garcia, Wendi.
Name required. Email required. Please note: comment moderation is enabled and may delay your comment. There is no need to resubmit your comment. Notify me of followup comments via e-mail. Written by : Wendi Garcia. They work closely with hospitals and doctors in the communities they serve to provide quality, affordable healthcare. We understand and answer to the needs of local communities, while providing nationwide healthcare coverage that opens doors for million members in all 50 states, Washington, D.
Nationwide, more than 1. It's also known as group coverage or a group plan. Dental insurance plans provide coverage for part of the dental costs for you and your family. This type of health insurance:. Medicare is a type of health insurance coverage for people age 65 or older, or people under 65 with certain disabilities or illnesses.
You can add to your Original Medicare Part A hospital and Part B medical to help strengthen your health insurance safety net:. Need more information? Medicaid and CHIP are types of low or no-cost health insurance through the government. Your eligibility is based on your household size and income and determined by the government. You can apply any time of year. Welcome Employers Producers Providers.
Which plan offers the most doctors, hospitals and medical provider networks? Or, more importantly, which plan does your primary care physician or specialist take? At the end of the day, most California consumers care more about whether or not their personal doctor is covered then they care how many doctors are in-network.
They can connect with doctors in Spanish from am to pm. Members can talk with a physician while traveling anywhere in the world as long as they have internet service. They can even get prescriptions for pharmaceutical medications in most states while outside of California. But not for long. Also, now Anthem is offering their Blue Card for individual and family plans again. The Blue Card offers some health care services to Blue Cross members while traveling out-of-state.
However, the main competitive edge of these California health plans , which differs by region, remains the size of the medical provider networks. Not sure how Obamacare affects your health care plans in California?
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